Based on the Naskay blog, "Fintech Meets Gen AI: 7 Niches Where AI Agents and Voice-Based Services Are Disrupting in 2025 and 2026," Fintech 2.0 is being powered by Gen AI agents and voice-based services that are creating major disruption and innovation across seven key financial niches. https://naskay.com/blog/fintech-gen-ai-niches-ai-agents-voice-services/