HDB BTO Explained: What Singaporeans Need to Know The HDB BTO scheme is a popular housing option for many Singaporeans looking to buy a new flat at a reasonable price. Managed by HDB, the BTO flats are launched periodically, and buyers apply before construction begins. To apply for a BTO https://jaidenkjbvk.blogscribble.com/38786271/hdb-bto-27-54