A DSCR (Debt Service Coverage Ratio) loan is a type of loan that evaluates your ability to repay based on your cash flow. The DSCR ratio is calculated by dividing your net operating income (NOI) by your total debt service (including principal and interest payments). A ratio of 1 or higher indicates you can cover your debt obligations, while a ratio below 1 suggests higher risk. https://paydayfxloan.com/how-to-apply-for-a-dscr-loan/